The Create Goal feature empowers users to plan, save, and track progress toward their dreams — whether it’s buying a car, funding education, planning a vacation, or starting a business.
With a few guided steps, users can define their goal, choose a plan, set up payments, and even earn XP rewards for completing milestones.
This article contains the following sections:
Start a New Goal
From the Goals Main Screen, tap “Start Goal” under Define Your Next Win.
This takes you to the “What’s Your Savings Goal?” page.
Here, users can:
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Choose from pre-defined categories such as:
Education
Baby Fund
New Car
Own Home
Gifts & Surprises
Marriage
Medical Savings
Retirement
Kids Education
Home Renovation
Start a Business
New Phone
Or tap “Add Your Goal” to create a custom goal with your own name and description.
After selecting a category, tap Select to proceed.
About Goal
In this step, you define key details about your goal:
Fields to complete:
Goal Name – e.g., Money for New Car
Description (optional) – Add a short note, such as “Saving for a Mercedes hybrid for weekend road trips.”
Metal Type – Choose between Gold or Silver depending on how you want to save.
You can also select an icon to visually represent your goal (e.g., trophy, piggy bank, gold coin, car, home, or gift box).
Once ready, tap Go to Next Step.
Plan Builder
The Plan Builder step allows you to customize your savings strategy and contribution plan.
Key elements:
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Contribution Frequency:
Choose how often you’d like to save:Daily
Weekly
Monthly
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Plan Type:
Flexible Saving – Save a fixed amount regularly without a specific target.
Target Goal – Define a total target amount and we’ll calculate the payments.
Regular Amount:
Set how much you’ll contribute each period (e.g., 25,500 AED/month).Deadline (optional):
Turn this on to set a target completion date (e.g., 10 Apr 2026).-
First Deposit (optional):
Add an initial amount to jump-start your goal (e.g., 50,000 AED).💡 Your first deposit counts as your first month’s payment. Future payments adjust automatically.
After reviewing your setup, tap Go to Next Step.
Payment & Alerts
This section lets you choose your preferred payment method and set reminders to stay on track.
Options include:
Select Payment Method:
Choose from your linked bank accounts or cards (e.g., ADCB, Wio Bank, Mastercard).
You can also tap + Add payment method to add a new one.
Goal Notifications:
Toggle reminders for:
Contribution Reminder – Reminds you to add money regularly.
Progress Milestones – Notifies you when you reach 25%, 50%, 75%, or 100% of your goal.
Deadline Alert – Reminds you 2 weeks, 3 days, or on the final day before your deadline.
Goal Completed – Celebrates your success when you reach your target.
Once configured, tap Create Goal to move forward.
Summary & Confirmation
Before finalizing, review your full goal summary:
Goal Name: Money for New Car
Target Amount: 205,660 AED
First Deposit: 50,000 AED
Remaining Balance: 155,660 AED
Period: 7 months
Metal Type: Gold
Live Gold Price: 280 AED/g
Note: The exact number of grams may vary as gold prices change over time.
Tap Create Goal to confirm and activate your savings plan.
Congratulations & XP Rewards
Once your goal is created, you’ll see a “Congratulations!” screen featuring your selected goal icon and title.
You can:
Tap “Go to Goal” to view your progress, or
Tap “Share with Friends” to celebrate your milestone.
As an added reward, you’ll also receive +15 XP Points for creating your first goal — part of the OGold community gamification system.
Summary
The Create Goal flow transforms saving into an interactive, rewarding experience.
From defining your dream to setting up an automated plan and earning XP rewards, every step ensures clarity, motivation, and a touch of celebration.
Whether it’s your first goal or your tenth, OGold helps you plan smarter, save easier, and achieve faster — one golden step at a time.
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