Goals

  • Goals – Onboarding

    The Goals Onboarding journey helps new users get started with creating and managing their financial goals in OGold. This flow introduces users to key features — from setting dream goals to automating savings and earning XP rewards — all in a friendly, gamified experience designed to motivate financial progress.

    Each step in this guided onboarding includes smooth visuals, gold-themed animations, and concise instructions to make the process easy, interactive, and inspiring.

    This article contains the following sections:

    Welcome Screen

    The onboarding begins with a warm, engaging interface that says:

    “Create and achieve your goals with OGold!”

    Users are invited to tap on the screen to begin their journey. The animation showcases floating icons representing possible goals — a car, home, vacation, and savings box — symbolizing the diversity of dreams users can achieve through OGold.

    Personalized Greeting

    Once the user taps the screen, the app greets them personally:

    “Hey Kate! Tap on your avatar”

    This step introduces personalization right away, helping users feel connected to their profile. By tapping the avatar, users proceed to goal setup and feature discovery.

    Set Your Dream Goal

    The first guided screen encourages users to define what they’re saving for.

    “Set Your Dream Goal”
    Pick a goal you want to achieve — a vacation, new car, wedding, or financial security.

    This step empowers users to visualize their aspirations and start building a plan around what matters most to them.

    Automate Savings

    The next screen focuses on building consistency in saving.

    “Automate Savings”
    Select how often you want to save (daily, weekly, or monthly) and let your funds grow automatically.

    It emphasizes ease and reliability — users can set up recurring deposits to steadily progress toward their financial goals without manual intervention.

    Earn XP Points

    OGold gamifies the savings experience by rewarding progress.

    “Earn XP Points”
    Gain XP points as you reach milestones — 25%, 50%, 75%, and 100% of your goal. Redeem your points for real gold and silver!

    This feature boosts motivation and encourages users to stay committed by transforming financial discipline into a rewarding experience.

    Be a Champion

    The final onboarding step celebrates user participation and commitment.

    “Be a Champion”
    Unlock new chapters of your Champion story by telling us more about yourself and your journey.

    This creates a sense of achievement and belonging, reinforcing that every goal brings the user closer to mastering their financial growth with OGold.

    Progress Navigation

    At the top of each screen, a subtle progress indicator shows users how far they’ve come in the onboarding journey.
    Each step fills a segment of the yellow progress bar, ensuring clarity and motivation to complete all stages.

    Exit Option

    For flexibility, users can choose “Exit” at any point during onboarding, allowing them to skip the guide and explore the app independently.

    Summary

    The Goals Onboarding Flow transforms goal creation into an interactive experience that’s simple, engaging, and purpose-driven.
    Through this sequence — from setting goals to automating savings, earning rewards, and celebrating progress — OGold ensures every user feels empowered to take control of their financial future in a fun and rewarding way.

  • Goals – Main Screens

    The Goals Main Screen is the central hub where users can view, track, and manage all their financial goals within the OGold app. This screen brings together everything users need — from recommended goals and progress summaries to helpful insights and FAQs — making goal tracking both easy and engaging.

    This article contains the following sections:

    It’s designed with a clean, gold-accented layout that reflects achievement, motivation, and financial growth.

    Goals-S-3.png

    Header Section

    At the top of the screen, users are greeted with their profile avatar, quick-access icons for search, notifications, and menu, ensuring seamless navigation throughout the app.

    A friendly message such as “Complete Account Setup to start your first Goal!” appears if the user hasn’t yet set up their account fully.

    • The Continue Setup button is highlighted in gold, encouraging users to complete their onboarding and begin creating goals.

    • Once setup is complete, this section may be replaced with personalized suggestions and progress tips.

    Tips & Insights

    Just below the setup card, users find helpful guidance:

    “Tips for Achieving Your Dream Goals”

    By tapping “Discover How”, users can explore short, actionable insights on how to save smarter, stay consistent, and make the most of OGold’s automated features. This section acts as a gentle motivator and educational tool.

    FAQs Section

    The FAQs carousel provides quick answers to common questions in an interactive format.
    An example card reads:

    “What are Goals?”
    Tap to reveal

    Once tapped, it expands to explain:

    Goals help you save in gold or silver toward a target amount or date.

    This makes financial planning approachable and easy to understand, especially for new users.

    Recommended Goals

    The Recommended Goals section suggests ideas based on user interests and savings behavior. Common goal categories include:

    • New Car

    • Own Home

    • Gifts & Surprises

    • Vacation

    Each goal card features clean imagery and can be tapped to view details or start planning immediately.
    This section helps users take inspiration and get started with realistic savings targets.

    Goal Management Tabs

    Below the recommended section, the screen displays all user-created goals, categorized for better organization. The tab bar includes:

    • All — Displays every goal regardless of status.

    • Active — Goals currently being funded and tracked.

    • Paused — Temporarily stopped goals.

    • Completed — Successfully achieved goals.

    • Cancelled — Discontinued or deleted goals.

    Each goal card shows:

    • The goal title (e.g., Money for New Car)

    • The saving frequency (e.g., 22,237.00 AED /monthly)

    • The status badge (Active, Completed, Cancelled)

    • The target completion date (e.g., 10 Apr, 2026)

    • A progress indicator with gold, silver, or gray tones to match the goal’s current state.

    Quick Navigation Bar

    At the bottom of the screen, a fixed navigation bar provides easy access to main sections:

    • Home

    • Transactions

    • Goals (highlighted when on this screen)

    • History

    • Settings

    The floating gold “+” button at the center allows users to create a new goal instantly, maintaining intuitive and quick interaction.

    Visual Design & Experience

    • The use of gold gradients throughout reinforces the brand identity and symbolizes achievement.

    • Smooth card transitions and rounded containers create a modern, premium look.

    • The overall flow maintains clarity and balance — allowing users to focus on what truly matters: achieving their goals.

    Summary

    The Goals Main Screen serves as the command center for every user’s saving journey in OGold.
    It provides visibility, guidance, and control — from setup reminders and FAQs to personalized recommendations and status tracking. Whether users are just starting their first goal or celebrating a completed one, this screen ensures the entire experience feels rewarding, motivating, and seamless.

  • Goals – Create Goal

    The Create Goal feature empowers users to plan, save, and track progress toward their dreams — whether it’s buying a car, funding education, planning a vacation, or starting a business.
    With a few guided steps, users can define their goal, choose a plan, set up payments, and even earn XP rewards for completing milestones.

    This article contains the following sections:

    Start a New Goal

    From the Goals Main Screen, tap “Start Goal” under Define Your Next Win.
    This takes you to the “What’s Your Savings Goal?” page.

    Here, users can:

    • Choose from pre-defined categories such as:

      • Education

      • Baby Fund

      • New Car

      • Own Home

      •  Gifts & Surprises

      • Marriage

      • Medical Savings

      • Retirement

      • Kids Education

      • Home Renovation

      • Start a Business

      • New Phone

    • Or tap “Add Your Goal” to create a custom goal with your own name and description.

    After selecting a category, tap Select to proceed.

    Goals-S-4.png

    About Goal

    In this step, you define key details about your goal:

    Fields to complete:

    • Goal Name – e.g., Money for New Car

    • Description (optional) – Add a short note, such as “Saving for a Mercedes hybrid for weekend road trips.”

    • Metal Type – Choose between Gold or Silver depending on how you want to save.

    You can also select an icon to visually represent your goal (e.g., trophy, piggy bank, gold coin, car, home, or gift box).
    Once ready, tap Go to Next Step.

    Goals-S-5.png

    Plan Builder

    The Plan Builder step allows you to customize your savings strategy and contribution plan.

    Key elements:

    • Contribution Frequency:
      Choose how often you’d like to save:

      • Daily

      • Weekly

      • Monthly

    • Plan Type:

      • Flexible Saving – Save a fixed amount regularly without a specific target.

      • Target Goal – Define a total target amount and we’ll calculate the payments.

    • Regular Amount:
      Set how much you’ll contribute each period (e.g., 25,500 AED/month).

    • Deadline (optional):
      Turn this on to set a target completion date (e.g., 10 Apr 2026).

    • First Deposit (optional):
      Add an initial amount to jump-start your goal (e.g., 50,000 AED).

      💡 Your first deposit counts as your first month’s payment. Future payments adjust automatically.

    After reviewing your setup, tap Go to Next Step.

     

    Payment & Alerts

    This section lets you choose your preferred payment method and set reminders to stay on track.

    Options include:

    • Select Payment Method:
      Choose from your linked bank accounts or cards (e.g., ADCB, Wio Bank, Mastercard).
      You can also tap + Add payment method to add a new one.

    Goal Notifications:
    Toggle reminders for:

    • Contribution Reminder – Reminds you to add money regularly.

    • Progress Milestones – Notifies you when you reach 25%, 50%, 75%, or 100% of your goal.

    • Deadline Alert – Reminds you 2 weeks, 3 days, or on the final day before your deadline.

    • Goal Completed – Celebrates your success when you reach your target.

    Once configured, tap Create Goal to move forward.

    Goals-S-7 (1).png

    Summary & Confirmation

    Before finalizing, review your full goal summary:

    • Goal Name: Money for New Car

    • Target Amount: 205,660 AED

    • First Deposit: 50,000 AED

    • Remaining Balance: 155,660 AED

    • Period: 7 months

    • Metal Type: Gold

    • Live Gold Price: 280 AED/g

    Note: The exact number of grams may vary as gold prices change over time.

    Tap Create Goal to confirm and activate your savings plan.

    Summary.png

    Congratulations & XP Rewards

    Once your goal is created, you’ll see a “Congratulations!” screen featuring your selected goal icon and title.
    You can:

    • Tap “Go to Goal” to view your progress, or

    • Tap “Share with Friends” to celebrate your milestone.

    As an added reward, you’ll also receive +15 XP Points for creating your first goal — part of the OGold community gamification system.

    Goals-S-8.png

    Summary

    The Create Goal flow transforms saving into an interactive, rewarding experience.
    From defining your dream to setting up an automated plan and earning XP rewards, every step ensures clarity, motivation, and a touch of celebration.
    Whether it’s your first goal or your tenth, OGold helps you plan smarter, save easier, and achieve faster — one golden step at a time.

  • Goals - Goal Detail View – “Money for New Car”

    Once a goal is active, users can monitor it via the Goal Detail Screen:

    • Progress Ring: Displays percentage completion.

    • Raised Amount & Gold Equivalent: Shows total saved and target progress.

    • Top-Up Option: Allows quick additions to the goal.

    • XP Points Tracker: Displays XP earned for milestones.

    • Live Gold Price Display: Real-time valuation ensures transparency.

    • Transaction History: Users can view all deposits and their gold equivalent.

    This screen acts as a motivational dashboard, turning savings into an interactive experience.

    Goals-S-9.png

  • Goals - Transactions

    Displays detailed records of all goal-related transactions.

    • Tabs include:

      • All – shows every transaction

      • Regular – scheduled or recurring contributions

      • Manual – one-time top-ups or transfers

    • Each entry includes:

      • Date, Amount, and Status (Approved / Insufficient Funds / Pending)

      • Equivalent Gold weight per transaction

    Goals-S-11 (1).png

  • Goals - Discount

    Users may receive special discounts or XP points for meeting specific milestones.

    • A “Discount Card” (e.g., FIRSTJAR – 20% off from partner marketplace) is shown under the goal summary.

    • XP points track user progress toward reward achievements.

    Goals-S-10.png

  • Goals – Completed Goal

    The Completed Goal flow celebrates your achievement once you’ve successfully reached your savings target.
    This screen not only marks your progress completion but also provides flexible fund management options, allowing you to transfer or withdraw your savings easily while earning XP rewards for your success.

    The example here highlights the goal “Money for New Car.”

    This article contains the following sections:

    Goal Overview

    Once the goal reaches 100% completion, the screen updates to show:

    • Goal Name: Money for New Car

    • You Raised: 205,858.34 AED

    • Progress Circle: Fully completed with gold animation and confetti effect 🎉

    • XP Points: 115 of 115 earned — completing the XP milestone for this goal

    • Top Button: Changes from Top Up to “Manage Funds” for next-step actions

    At this point, your savings goal is officially achieved — and it’s time to decide how to use your funds.

    Completion Celebration Screen

    After your final contribution, you’re greeted with a celebratory message:

    “Congratulations! You’ve successfully achieved your goal — Money for New Car.”

    This cheerful screen features a glowing gold coin and confetti animation to mark the accomplishment.

    You can:

    • Tap “Share with Friends” to celebrate your achievement on social platforms.

    • Tap “Back to Goal” to return to the goal dashboard and manage your funds.

    Manage Funds Options

    When you tap “Manage Funds”, a bottom sheet appears titled “Manage Funds” offering two options:

    1. Transfer to Another Goal

      • Move the saved amount (partially or fully) to another active or new goal.

      • Ideal for users who want to continue saving momentum toward a different milestone (e.g., transferring car savings toward a home or business fund)

     

    1. OGold Wallet

      • Transfer funds directly to your OGold Wallet for flexible use.

      • You can later withdraw, convert, or use it for in-app purchases and partner offers.

    After selecting an option, tap “Choose” to confirm your action.

     

    Goal Summary Details

    Just like active goals, the completed goal screen continues to show useful insights:

    • Goal Amount: 205,660.00 AED

    • Monthly Payment: 22,237.00 AED

    • Duration: 7 months

    • Live Gold Price: 399.50 AED/g

    • Gold Equivalent: ≈ 468.5 g

    All related transaction data is preserved under Transaction History for full transparency and record keeping.

    Transaction History

    The transaction section lists all contributions, including the final deposit that completed the goal.
    Example entries include:

    Date Amount Status Gold Equivalent
    14.09.2025 22,237.00 AED ✅ Successful 55.45 g
    14.08.2025 22,237.00 AED ✅ Successful 49.8 g
    14.07.2025 22,237.00 AED ✅ Successful 50.7 g
    14.06.2025 50,000.00 AED ✅ Initial Deposit 114 g

    Tap “View more transactions” to explore the full payment history.

    XP Rewards

    Completing your goal automatically awards you the remaining XP points, marking your journey as complete in the reward system.
    XP serves as a motivator for users to continue setting and completing more goals within OGold — building consistency and earning recognition along the way.

    Summary

    The Completed Goal screen not only celebrates your financial success but also gives you full control of your next step.
    You can proudly share your achievement, manage your savings, or reinvest toward new dreams — all within a smooth, gold-themed interface that makes success feel rewarding and empowering.

    Every goal completed in OGold brings you one step closer to mastering your savings journey — with joy, rewards, and confidence.

  • Goals – Tips for Achieving Your Dream Goals

    The Tips for Achieving Your Dream Goals section is designed to help users build smarter saving habits, stay motivated, and reach their financial milestones faster. Whether you’re saving for a car, a home, or a future plan, these practical steps ensure that your journey with OGold remains organized, rewarding, and consistent.

    This section can be accessed from the Goals main screen under the card titled “Tips for Achieving Your Dream Goals.”

    Goals-S-12 (1).png

    1. Set Up Automatic Contributions

    Automate your deposits so you never forget to save. Scheduled contributions—daily, weekly, or monthly—help maintain progress effortlessly and keep your goals on track.

    2. Share Your Goal With a Friend

    Inspire accountability by sharing your goal with someone you trust. Friends can motivate you, celebrate your milestones, or even join you in saving toward similar goals.

    3. Every Dollar Counts

    Even small amounts add up. Contributing regularly—even in smaller increments—brings you closer to your target faster than you think.

    4. Set Realistic Goals

    Break big ambitions into manageable milestones. Setting smaller, achievable targets keeps you encouraged and makes tracking progress easier.

    5. Add a Target Date

    A clear timeline fuels motivation. Setting a target date helps you visualize success and creates a structured saving rhythm toward your goal.

    6. Automate Your Savings

    Let automation handle your consistency. By scheduling recurring payments, you save without having to think about it—building financial discipline effortlessly.

    7. Save First, Spend Later

    Prioritize savings before expenses. Setting aside a portion of your income immediately after payday ensures your goal always stays funded.

    8. Use the Round-Up Trick

    Round up spare change from your purchases and put it toward your goal. Small, effortless contributions can make a meaningful difference over time.

    9. Reward Yourself

    Celebrate each milestone you reach. Recognizing progress keeps you motivated and turns saving into an enjoyable experience.

    10. Track Your Progress

    Stay engaged by monitoring your achievements. Seeing your growth visually in the Goals dashboard reinforces momentum and keeps your motivation strong.

    Summary

    The Tips for Achieving Your Dream Goals feature helps users stay focused, disciplined, and inspired throughout their savings journey.
    By following these smart strategies—automating contributions, setting clear targets, and celebrating progress—you’ll not only achieve your goals faster but also develop long-term financial confidence with OGold.

  • Goals – Leasing

    The Leasing feature in OGold introduces a smart and faster way to achieve your financial goals. When users reach key milestones—like 10% completion of their goal—they’re encouraged to explore leasing options that can help them achieve their dreams sooner.

    This feature is designed for users saving toward high-value goals such as a car, home, or business investment, offering an opportunity to transition from saving to ownership through flexible leasing solutions.

    This article contains the following sections:

    Goal Progress Overview

    On your goal dashboard, once you’ve started saving (for example, Money for New Car), you’ll see:

    • Progress Tracker: Displays your savings milestone (e.g., 10.1% completed).

    • You Raised: Shows the amount saved in both AED and gold grams (e.g., 56.678 g /Gold).

    • Top Up Button: Allows you to add more funds to your goal anytime.

    • Goal Metrics:

      • Target: 205,660 AED

      • Monthly Payment: 22,237 AED

      • Duration: 7 months

      • Live Gold Price: 399.50 AED/g

    Achievement Milestone – 10% Completion

    When you hit 10% of your goal, a celebratory pop-up appears to recognize your progress:

    “Wow, you’ve achieved 10% of your goal!”
    Achieve your goal faster with leasing.

    This milestone notification motivates users and highlights new opportunities to accelerate their goal completion.

    Discover Leasing

    The pop-up includes a gold-highlighted button — “Discover Leasing” — which opens the Leasing Flow screen.
    Here, users are introduced to OGold’s leasing option, where they can:

    • Explore financing alternatives to reach their goal faster.

    • Understand how leasing works alongside their savings.

    • Review available plans and offers suited to their goal type (e.g., car leasing).

    This feature connects long-term savers with practical financing solutions, allowing them to achieve ownership without waiting for full savings completion.

    Summary

    The Goals – Leasing feature transforms how users achieve large financial goals. Instead of waiting to reach 100% savings, OGold offers a pathway to success through Leasing Flow, connecting progress with real-world action.
    By achieving just 10% of your goal, you unlock exclusive leasing options—empowering you to turn your dreams, like owning a car or home, into reality faster than ever.

  • Goals – Edit Goal

    The Edit Goal feature allows you to update and personalize your active savings goals in OGold at any time. Whether you want to modify the goal name, update contribution frequency, or adjust notifications — this feature ensures full flexibility in managing your financial plans.

    You can access this option directly from your Goal Details screen by tapping the menu icon (⋮) on the top-right corner and selecting Edit Goal.

    This article contains the following sections:

    Goal Overview Screen

    From your goal page (for example, Money for New Car), you can view:

    • Progress Percentage: Displays how much of your goal you’ve achieved (e.g., 24.3% completed).

    • You Raised: Total saved so far (e.g., 114 g/Gold).

    • Top Up Button: For adding new contributions.

    • Quick Access Menu: Tap the floating menu (⋮) to view shortcuts like Edit, Pause, Delete, Info, and Share.

    Selecting Edit Goal opens a detailed, three-step editing interface.

    Step 1: About Goal

    In this section, you can adjust basic goal details.
    Fields include:

    • Goal Name: Update your goal title (e.g., Money for New Car).

    • Description (optional): Add or edit a description that motivates you or clarifies the purpose (e.g., Saving for a Mercedes hybrid so weekend road trips feel effortless.).

    • Metal Type: Choose between Gold or Silver based on your savings preference.

    After editing, tap Save Changes to proceed.

    Step 2: Plan Builder

    This step lets you modify your saving plan and frequency.
    You can:

    • Edit Contribution Frequency: Choose how often to save — Daily, Weekly, or Monthly.

    • Change Plan Type:

      • Flexible Saving – Save a fixed amount regularly, without a specific target.

      • Target Goal – Define your goal and let the system calculate the payment schedule.

    • Update Target Amount (AED): Revise your total goal target.

    • Set or Edit Deadline: Choose a target completion date for your savings plan.

    Once changes are complete, tap Save Changes to confirm updates.

    Step 3: Payment & Alert

    This section helps you manage your payment methods and notifications.
    You can:

    • Change Payment Method: Switch between linked accounts or cards (e.g., Mastercard ending in 3857).

    • Toggle Notifications:

      • Contribution Reminder: Get notified when it’s time to add money.

      • Progress Milestones: Receive updates at 25%, 50%, 75%, and 100% completion.

      • Deadline Alert: Be reminded 2 weeks, 3 days, or on the day of your goal deadline.

      • Goal Completed 🎉: Get notified when your goal reaches its target.

    All changes are saved instantly once you tap Save Changes.

    Summary

    The Edit Goal feature provides full control over your saving journey. You can update your plan, payment method, and notifications anytime to match your evolving needs. With clear steps and a clean interface, managing your financial goals in OGold is easy, flexible, and efficient — ensuring your savings always align with your lifestyle.

  • Goals – Pause Goal

    The Pause Goal feature in OGold allows you to temporarily stop your savings progress for any active goal. Whether you need a short financial break or wish to realign your priorities, pausing a goal gives you the flexibility to resume saving whenever you’re ready — without losing your existing progress.

    You can easily access this feature from your Goal Details screen (e.g., Money for New Car) via the quick action menu.

    This article contains the following sections:

    Accessing the Pause Option

    1. Open your active goal from the Goals dashboard.

    2. Tap the menu (⋮) icon on the right side of the screen.

    3. From the pop-up menu, select Manage Goal.

    4. A dialog appears with options:

      • Complete Goal

      • Pause Goal

      • Cancel Goal Permanently

    5. Choose Pause Goal to proceed.

    Confirm Pause Action

    Once selected, a confirmation message appears:

    “Are you sure you want to pause the goal ‘Money for New Car’? You can resume it at any time.”

    Tap Pause Goal to confirm.

    When the action is successful, a green notification banner appears at the top of the screen:

    Your goal is now paused.

    Paused Goal State

    After pausing, the goal card and details page update automatically:

    • The Top Up button changes to Resume Goal.

    • The goal’s status tag on the main list switches to Paused.

    • All automatic contributions are temporarily stopped.

    • Your saved progress, gold, and XP remain secure.

    Users can still:

    • View past transactions

    • Track XP earned

    • Monitor live gold prices

    This ensures full transparency even while the goal is inactive.

    Resume Goal Anytime

    When ready to continue, simply tap the Resume Goal button on your goal details page.
    Your progress will pick up exactly where you left off — with contribution schedules and reminders reactivated automatically.

    Summary

    The Pause Goal feature provides flexibility and control in your financial planning. It allows you to pause contributions without losing progress, XP points, or data.
    Once paused, your goal remains visible and ready to resume whenever you’re ready to continue toward your savings target.

    By offering both freedom and consistency, OGold ensures your savings journey adapts seamlessly to your life’s rhythm.

  • Goals – Top Up

    The Top Up feature allows you to quickly add more funds toward your active savings goal. Whether you’re aiming to accelerate your progress or make up for missed contributions, the Top Up option gives you full control to contribute extra amounts instantly using your preferred payment method.

    You can access this feature directly from your Goal Details screen (e.g., Money for New Car).

    This article contains the following sections:

    Accessing Top Up

    1. Open your goal from the Goals dashboard.

    2. Tap the Top Up button below your progress circle.

    3. You’ll be redirected to the Top Up Goal screen to enter the amount you wish to contribute.

    Entering a Top-Up Amount

    • Recharge Amount: Enter the desired amount in AED using the on-screen keypad or select from quick options (1,000 / 5,000 / 10,000).

    • The system will display:

      • Excl. fee: Transaction fee for the payment.

      • After Top-up: Your new total balance and updated progress percentage.

    • If the entered amount exceeds your total goal limit, a message will appear:

      “Your top-up exceeds the goal limit (205,660.00 AED). Try adding a smaller amount.”

    This ensures your contribution always stays within your goal’s target amount.

    Choosing a Payment Method

    Once your top-up amount is valid:

    1. Review your linked payment method under Payment Method.

    2. Tap Change if you wish to switch.

    3. Choose from available Banks or Cards (e.g., ADCB, Wio Bank, or Mastercard).

    4. You can also add a new payment method if needed.

    5. Tap Select Payment Method to confirm your choice.

    Completing the Top Up

    1. After reviewing the amount and payment details, tap Top Up Goal.

    2. The app will securely process your transaction.

    3. Once complete, a success screen appears confirming your payment details:

      • Transaction ID

      • Date

      • Recharge Amount

      • Fee

      • Payment Method

      • Gold Bought

      • Total Amount

      • Purchase Status: ✅ Success

    You can also tap Download Invoice for your records or select Go to Goal to return to your goal overview.

    Updated Goal Progress

    After a successful top-up:

    • Your progress percentage and total raised amount update automatically.

    • The XP Points earned are reflected (e.g., 67 of 115).

    • A new transaction entry appears in your Transactions list with the recharge amount and gold equivalent.

    • Live price and time validity are shown for full transparency (e.g., 399.50 AED/g – Valid for 02:23).

    Transaction Details and Error Handling

    If a payment fails, the transaction is clearly marked as:

    “Insufficient funds”
    so you can retry using another method or a smaller amount.

    You can view all past payments under Transactions by selecting View more transactions.

    Summary

    The Top Up feature makes it effortless to stay on track with your savings journey. You can add funds anytime, select your preferred payment method, and instantly boost your progress toward your dream goal — all in a few taps.
    With transparent details, smart limits, and instant success confirmation, OGold ensures your contributions are seamless, secure, and rewarding.

  • Goals – Cancel Goal

    The Cancel Goal feature allows you to permanently stop a savings goal that you no longer wish to continue. When a goal is cancelled, you can transfer the saved amount to another active goal or move it to your OGold Wallet. Please note that this action is irreversible — once cancelled, the goal cannot be restored.

    This article contains the following sections:

    Accessing the Cancel Goal Option

    1. Open your active goal (e.g., Money for New Car).

    2. Tap the menu (⋮) icon on the top-right corner of the screen.

    3. From the pop-up menu, select Manage Goal.

    4. You’ll see two options:

      • Pause Goal

      • Cancel Goal Permanently

    5. Tap Cancel Goal to proceed.

    Confirming Cancellation

    Once selected, a confirmation screen will appear:

    “Are you sure you want to cancel the goal ‘Money for New Car’? This action is permanent, and you will not be able to restore this goal!”

    To continue, tap Cancel Goal Permanent.

    Managing Funds Before Cancellation

    Before completing the cancellation, you’ll be prompted to transfer your existing savings.
    Select where you want your funds to go:

    • Transfer to Another Goal: Move your saved amount to any other active goal.

    • OGold Wallet: Move your funds back to your OGold Wallet for future use.

    After choosing an option, tap Continue.

    Transferring Funds

    If you selected Transfer to Another Goal:

    1. Choose from your list of active goals.

    2. Confirm your selection by tapping Transfer Funds.

    3. A confirmation message appears:

      Funds transferred successfully
      Your goal has been cancelled

    Once the transfer completes, your cancelled goal will be removed from the active goals list and displayed under the Cancelled tab in your Goals overview.

    Post-Cancellation View

    After the goal is cancelled:

    • The goal progress bar becomes inactive.

    • The title remains visible for record purposes.

    • Transaction history (e.g., top-ups and transfers) stays accessible under View more transactions.

    Your funds are securely transferred to the selected destination (another goal or your wallet), ensuring no balance is lost during the process.

    Summary

    The Cancel Goal feature offers flexibility to end a savings plan that no longer fits your priorities. Before confirming, you can easily transfer your savings to another goal or your OGold Wallet. Once cancelled, the goal and its milestones are permanently closed, but your funds remain safe and accessible for future plans.

    OGold ensures every step of goal cancellation is secure, transparent, and easy to manage.