The Top Up feature allows you to quickly add more funds toward your active savings goal. Whether you’re aiming to accelerate your progress or make up for missed contributions, the Top Up option gives you full control to contribute extra amounts instantly using your preferred payment method.
You can access this feature directly from your Goal Details screen (e.g., Money for New Car).
This article contains the following sections:
Accessing Top Up
Open your goal from the Goals dashboard.
Tap the Top Up button below your progress circle.
You’ll be redirected to the Top Up Goal screen to enter the amount you wish to contribute.
Entering a Top-Up Amount
Recharge Amount: Enter the desired amount in AED using the on-screen keypad or select from quick options (1,000 / 5,000 / 10,000).
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The system will display:
Excl. fee: Transaction fee for the payment.
After Top-up: Your new total balance and updated progress percentage.
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If the entered amount exceeds your total goal limit, a message will appear:
“Your top-up exceeds the goal limit (205,660.00 AED). Try adding a smaller amount.”
This ensures your contribution always stays within your goal’s target amount.
Choosing a Payment Method
Once your top-up amount is valid:
Review your linked payment method under Payment Method.
Tap Change if you wish to switch.
Choose from available Banks or Cards (e.g., ADCB, Wio Bank, or Mastercard).
You can also add a new payment method if needed.
Tap Select Payment Method to confirm your choice.
Completing the Top Up
After reviewing the amount and payment details, tap Top Up Goal.
The app will securely process your transaction.
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Once complete, a success screen appears confirming your payment details:
Transaction ID
Date
Recharge Amount
Fee
Payment Method
Gold Bought
Total Amount
Purchase Status: ✅ Success
You can also tap Download Invoice for your records or select Go to Goal to return to your goal overview.
Updated Goal Progress
After a successful top-up:
Your progress percentage and total raised amount update automatically.
The XP Points earned are reflected (e.g., 67 of 115).
A new transaction entry appears in your Transactions list with the recharge amount and gold equivalent.
Live price and time validity are shown for full transparency (e.g., 399.50 AED/g – Valid for 02:23).
Transaction Details and Error Handling
If a payment fails, the transaction is clearly marked as:
“Insufficient funds”
so you can retry using another method or a smaller amount.
You can view all past payments under Transactions by selecting View more transactions.
Summary
The Top Up feature makes it effortless to stay on track with your savings journey. You can add funds anytime, select your preferred payment method, and instantly boost your progress toward your dream goal — all in a few taps.
With transparent details, smart limits, and instant success confirmation, OGold ensures your contributions are seamless, secure, and rewarding.
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